Jeff Breault

Jeff Breault has done some research on personal debt and how Americans struggle with it. The average American has around $38,000 in personal debt. The bulk of these debts are composed of credit card debt and other high-interest loans. These debts have an adverse impact on individuals’ ability to take on new loans to pay for houses and other necessities, and Jeff Breault suggests hiring a financial advisor to get back into good financial shape. According to Jeff Breault, a financial advisor would look at the nature of the debt first, then consider options for restructuring the debt in a way that is less painful for the client. For example, the client might have high-interest loans that makeup the bulk of monthly payments. The advisor might suggest him to take out a second mortgage on his house and use the proceeds to pay off loans and credit card bills in full. The second mortgage would have a lower interest rate compared to the credit card bills and would have lower payment terms. Th...

As per noted NBA observer Jeff Breault, the biggest surprise as the trade season is reaching its end is Anthony Davis asking the New Orleans Pelicans for a trade. Rumors have started, chief among them that the star may be considering the LA Lakers as a new home. Meanwhile, as the rumors also suggest that 2-year mainstay Lonzo Ball will be part of the trade, the star has quickly let out that for his part, a season with the Pelicans will be lukewarm at best. According to the reports, the young point guard is not keen on the Lakers-Pelicans trade, and would rather have a third team as part of the talks. Additionally, Ball is reportedly eyeing either the Chicago Bulls or the New York Knicks. Meanwhile, as Jeff Breault and other NBA observers agree on, with Davis going out of the Pelicans this season, the team will have a harder time playing catch-up. With Davis gone, ball rotations and plays will only center on Holiday, Payton, Jackson, and Payton, the more active point guards for th...

A degree in finance, economics, or accounting. Maybe even and MBA, preferably from a good school. Associated with a big, successful firm. These are the things that first come to mind when you think about hiring a financial manager. But Jeff Breault may have a different take on things. First here are a few fast facts about financial advisors: 1. Unlike 'doctor' or 'engineer,' there is no restriction on the use of the term 'financial advisor' or 'financial analyst.' If you have your cousin, Bob, a tip about how to save on toilet paper by buying in bulk at Costco, then congratulations! You too can call yourself a 'financial advisor.' 2. Unlike lawyers who are legally bound to protect your interests as a client or a doctor who takes the Hippocratic Oath (to do no harm), financial advisors are not required by any governing body to put your best interests first. 3. There is such a thing called a 'fiduciary financial advisor.' This basical...